Our WorkEquitySupporting Students’ Basic NeedsCalifornia Low-Cost Auto Insurance Outreach

California Low-Cost Auto Insurance Outreach

Removing transportation challenges for Californians.

Meeting basic needs is a multidimensional challenge for college students. Basic needs not only include food and housing but mental health, sleep hygiene, and transportation. Expenses other than tuition can account for more than college tuition costs. To holistically address our students’ basic needs, the California Department of Insurance and FoundationCCC are partnering to bring awareness to the California Low-Cost Auto Insurance program. In a collaborative effort, FoundationCCC’s student ambassadors and select campus partners will conduct peer-to-peer outreach and a social media campaign to promote low-cost auto insurance for students and communities.

The California Low-Cost Auto Insurance (CLCA) program is a state-sponsored program that makes auto insurance affordable. CLCA is designed to provide income-eligible affordable rates as a way to meet California’s mandatory insurance law. 

To see if you qualify, you must have a valid California driver’s license including an AB60 license for undocumented students, own a vehicle valued at $25,000 or less, have a good driving record, and live in a low-income household. In addition, if you are a CalFresh or Medi-Cal recipient, you may be eligible for low-cost auto insurance.

Program Benefits

  • Digital outreach materials

  • Peer-to-peer outreach

  • Promoting public benefits

Program Impact

  • 142,866 students reached

    through in-person and digital outreach in 2022-23.

Student Testimonial

“I’m a former foster youth, first generation, and low-income student. This program helped me focus on my academics rather than worry about being unable to afford car insurance.”

Partners